Like UAE, Oman has no personal income tax. All income - including remitted Indian pension and investment returns - is tax-free in Oman.
Over 700,000 Indians live in Oman, making it one of the largest Indian expat communities in the Gulf. Indian cultural infrastructure is extensive.
Oman is consistently ranked among the safest countries in the world. Muscat is calmer and less frenetic than Dubai - appealing for retirees seeking peace.
Oman introduced a dedicated retirement visa for those 55+ with proof of pension or investment income.
Oman is 3–4 hours from most Indian cities. Family access is easy and frequent.
Monthly estimates for a couple living comfortably in Oman.
| Category | Normal | Premium |
|---|---|---|
| Housing (2BR) | ₹50–1.1L | ₹1.8L+ |
| Food & Dining | ₹25–40K | ₹60K+ |
| Healthcare | ₹10–18K | ₹28K+ |
| Transport | ₹8–15K | ₹22K+ |
| Utilities | ₹8–14K | ₹20K+ |
| Entertainment | ₹12–22K | ₹35K+ |
| Monthly Total | ₹1.5–3L | Higher |
The main pathways available to Indian retirees and investors.
For those 55+ with proof of pension or investment income. Requires OMR 1,000 (approximately Rs 2.47 lakhs) minimum monthly income or OMR 12,000 (approximately Rs 29.6 lakhs) in savings. Note: OMR is pegged to USD at OMR 1 = USD 2.60, so conversions shift with the rupee-dollar rate. Valid for 5 years, renewable.
Purchase of property worth OMR 250,000 (approximately Rs 6.2 crore) gives long-term residency.
Investment in Oman through approved channels gives residency.
Oman has good private healthcare, particularly in Muscat. Hospitals like Muscat Private Hospital and Royal Hospital are well-equipped. English is used throughout private healthcare. Indian doctors are present across the system. For highly specialised care, some travel to India or UAE.
Over 700,000 Indians live in Oman - one of the largest Indian communities in the Gulf. Indian grocery stores, restaurants, temples, and cultural organisations are present throughout Muscat and other cities. Every Indian regional community is represented. The cultural familiarity is second only to UAE in the Gulf.
Oman has no personal income tax. Your Indian pension, dividends, and rental income remitted to Oman are not taxed by Oman. India and Oman have a DTAA. The combination of zero Omani tax and NRI status in India is highly favourable.
Note: Tax situations vary based on your income structure and residency pattern. Work with a qualified tax advisor who understands both Indian and Oman tax law before making decisions.
Get our complete guide including visa requirements, cost breakdown, and curated list of professionals who have helped Indians make the move to Oman.