Indonesia launched the Second Home Visa in 2022, giving foreigners including Indians a proper long-stay option in Bali. Valid for 5 or 10 years, it is the most stable visa Indonesia has ever offered to retirees and remote residents.
Bali's combination of Hindu culture, extraordinary temples, rice terraces, beaches, and international lifestyle is genuinely unique in the world. The cultural familiarity with Hindu traditions resonates strongly with many Indian retirees.
The Indian community in Bali has grown significantly, particularly in Seminyak, Canggu, and Ubud. Indian restaurants, yoga centers, Ayurvedic spas, and cultural events are well-established. Bali's Hindu heritage makes it culturally resonant for Indians in a way few international destinations are.
Bali has one of the world's best wellness ecosystems - yoga, meditation, Ayurveda, spa treatments, organic food. For Indian retirees focused on health and wellness, this is a genuine draw.
Bali is not the cheapest destination - it has gentrified significantly - but a couple can still live well in the Rs 80,000–1.2 lakh range, which is better value than Thailand's premium areas.
Monthly estimates for a couple living comfortably in Indonesia (Bali).
| Category | Normal | Premium |
|---|---|---|
| Housing (2BR villa) | Rs 35,000 | Rs 90,000+ |
| Food & Dining | Rs 18,000 | Rs 38,000+ |
| Healthcare | Rs 7,000 | Rs 15,000+ |
| Transport | Rs 5,000 | Rs 10,000+ |
| Utilities | Rs 5,000 | Rs 10,000+ |
| Entertainment | Rs 8,000 | Rs 18,000+ |
| Monthly Total | Rs 80K–1.5L | Higher |
The main long-stay pathways available to Indian retirees.
Requires proof of funds of USD 130,000 in a bank account (held for 2 months) OR purchase of property worth at least IDR 2 billion (approximately Rs 1.1 crore). Valid for 5 years, renewable to 10 years. No work permitted. Processing 1–2 months. Indians qualify.
For those 55+ who can show monthly passive income of USD 2,000. Gives a 1-year stay, renewable annually. More bureaucratic than the Second Home Visa but lower financial threshold.
60-day visa extendable to 180 days. Good for extended trial stays before committing to the Second Home Visa.
Bali's international hospitals - BIMC Hospital and Siloam Hospitals Bali - are adequate for routine care. English-speaking throughout. For serious conditions, medical travel to Singapore (3 hours) or to India (5 hours) is standard. Most Indian expats in Bali carry comprehensive international health insurance. The wellness infrastructure in Bali is extraordinary for prevention and routine health management.
The Indian community in Bali is growing rapidly and is now well-established in Seminyak, Canggu, and Ubud. Hindu temples, Indian restaurants, yoga studios run by Indians, and Ayurvedic centers are all present. Bali's own Hindu Balinese culture creates a spiritual and cultural resonance for Indian visitors that is unlike any other foreign destination. The island feels spiritually familiar in a way that Southeast Asia rarely does.
Indonesia taxes residents on worldwide income. However, those on the Second Home Visa who do not earn income in Indonesia are generally not subject to Indonesian income tax. India and Indonesia have a DTAA. Your Indian-sourced income should be managed under the DTAA framework with advice from a cross-border specialist.
Note: Tax situations vary based on your income structure and residency pattern. Work with a qualified tax advisor who understands both Indian and Indonesia (Bali) tax law before making decisions.
Get our complete guide including visa requirements, cost breakdown, and curated list of professionals who have helped Indians make the move to Indonesia (Bali).