Croatia is a full EU member and joined the Schengen area in 2023. EU residency with path to citizenship.
Croatia has arguably Europe's most beautiful coastline - 1,000+ islands, crystal clear water, historic old towns.
Croatia is significantly more affordable than Spain, Italy, or France - making EU living more accessible.
Croatia introduced a digital nomad visa in 2021 for those with remote income. A good entry point to explore Croatia.
Croatia's heavy tourism means English is widely spoken in coastal areas and major cities.
Monthly estimates for a couple living comfortably in Croatia.
| Category | Normal | Premium |
|---|---|---|
| Housing (2BR) | ₹40–85K | ₹1.4L+ |
| Food & Dining | ₹22–38K | ₹55K+ |
| Healthcare | ₹8–15K | ₹22K+ |
| Transport | ₹5–10K | ₹15K+ |
| Utilities | ₹5–10K | ₹14K+ |
| Entertainment | ₹8–18K | ₹26K+ |
| Monthly Total | ₹1.2–2.2L | Higher |
The main pathways available to Indian retirees and investors.
For those with remote income from outside Croatia (the threshold is updated annually and was EUR 2,539/month in 2024 - verify the current figure before applying). Valid for 1 year, renewable once for a further year (total 2 years maximum). Not a residency permit but allows long-term stay.
For those with proof of income or financial means. Valid 1 year, renewable. Leads to permanent residency after 5 years.
After 5 continuous years of temporary residency. Leads to citizenship eligibility after 8 years.
Croatia's public healthcare is available to residents. Private clinics in Zagreb and coastal cities offer English-speaking service. Quality is adequate for most needs. For complex treatment, some travel to Austria or Germany.
Croatia has a very small Indian community. The country's expat population is predominantly European and American. English is widely spoken in coastal tourist areas. Croatian is essential for daily life outside tourist zones.
Croatia taxes residents on worldwide income at 20% or 30% depending on income level. India and Croatia have a DTAA. No capital gains tax on property held over 2 years.
Note: Tax situations vary based on your income structure and residency pattern. Work with a qualified tax advisor who understands both Indian and Croatia tax law before making decisions.
Get our complete guide including visa requirements, cost breakdown, and curated list of professionals who have helped Indians make the move to Croatia.